Another case of cyber fraud has been reported in Sikar district, Rajasthan. A young man was duped by a cyber criminal posing as an SBI employee who, under the pretense of increasing his credit card limit, siphoned thousands of rupees from his account.
Crime News: A new case of cyber fraud has emerged in Sikar district, Rajasthan. A cyber criminal, impersonating an SBI employee, contacted a young man, promising to increase his credit card limit. This led to the theft of thousands of rupees from his bank account. Before the victim realized what had happened, the money was already gone. A complaint has been filed at the Kotwali police station, and the police investigation is underway. The public is advised to remain vigilant against such fraudulent activities.
How the Fraud Occurred?
Rakesh Sharma (name changed), a resident of the Nawalgarh Road area of Sikar, received a call on Monday afternoon. The caller identified himself as a customer service representative from the State Bank of India (SBI) and claimed that his credit card was being upgraded, increasing its limit from ₹1 lakh to ₹2 lakh. To gain Rakesh's trust, the caller provided the last four digits of his card and details of recent transactions, convincing Rakesh that the call was indeed from the bank. Subsequently, the caller stated that a link would be sent for a "reverification" process to complete the limit increase.
Money Vanishes After Clicking the Link
Rakesh received a link via WhatsApp with instructions to enter his credit card number, CVV, and OTP. As soon as he entered the details, ₹48,500 was immediately debited from his account. The caller then hung up, and the number became unreachable. The victim immediately contacted the bank and the cyber helpline 1930 to initiate a blocking process, but it was too late.
Police Complaint Filed
Rakesh filed a complaint with the Kotwali police station. Thana in-charge Jitendra Yadav stated that a First Information Report (FIR) has been registered and the case has been handed over to the cyber crime unit. Call details and bank transaction information are being gathered. Police suspect the fraudster used a phishing website to obtain the victim's personal information and bank OTP to execute the fraudulent transaction.
SBI, along with all major banks, has already clarified that they never ask customers for OTPs, card numbers, passwords, or UPI PINs over the phone. This incident once again highlights the persistent efforts of cyber criminals to target ordinary citizens using innovative methods, emphasizing that vigilance is the best defense.
